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8817 S Thomas Drive, Unit A318
Panama City Beach, FL 32408

$240,000 - Status: Active
Bed Icon Beds: 0
Bath Icon Baths: 1 full
Sq Feet Icon SQFT (H&C): 489
MLS Icon MLS# 794952

Welcome to 8817 Thomas Drive, Unit A318, a spacious and inviting studio in the heart of Panama City Beach offering a unique combination of beachside convenience, flexibility, and Florida coastal living. Unlike many traditional studio layouts, this unit offers plenty of room to spread out, with two beds, comfortable living space, a dining area, and a mini kitchen . This unit is thoughtfully arranged with an open floor plan. The light wood-plank ceiling adds warmth and coastal character, while multiple windows fill the space with natural light and offer views toward the Gulf of America. The kitchen features white cabinetry, granite countertops, and a stainless-steel refrigerator, providing for a relaxing beach getaway. The open design allows the living and sleeping spaces to flow together while still providing plenty of room to create separate areas for relaxing, dining, and sleeping. One of the best features of this condo? It has an assumable VA loan. Whether you're looking for an easy-to-maintain second home, a convenient beach getaway, or an investment opportunity, this spacious studio offers flexibility for a variety of needs. Its efficient layout and convenient Panama City Beach location make it an appealing option for anyone looking for a comfortable, low-maintenance place near the beach. And then there's the location and amenities! You're just steps from the sugar-white sand and emerald waters of Panama City Beach and within walking distance of the newly opened World Famous Tootsies Orchid Lounge. There's also shopping, dining, entertainment, and everyday conveniences nearby. Spend the day at the beach, relax at the community pool or small kids pool, or take advantage of the fitness room and game room available to owners and guests. During high season, enjoy the convenience of a seasonal snack shack and poolside bar, and when it's time to hit the sand, beach chair rentals are available Gulf-front. Pets are also allowed on the property, adding another level of convenience for those who want to enjoy their beach getaway with their four-legged companions. Whether you're searching for an affordable way to own a piece of Panama City Beach, a weekend escape, or a property with rental history, Unit A318 offers flexibility and a price under 240k with recent updates. Come see just how many possibilities this Panama City Beach studio has to offer! All furniture and appliances remain. Recent Updates: New water heater - 2019. New electrical panel - 2026 and Completely remodeled - 2023. Buyer to verify all measurements, dimensions, rental restrictions, HOA information, pet restrictions, amenities, and any information deemed important. to them.

Property Features

MLS#: 794952
Zip: 32408
Subdivision: Top Of The Gulf Condo
Development: 0323 - Beach - South Of Grand Lagoon
Property Type: Residential - Condominium
Cooling: Central Air
Heating: Forced Air
Home Style: High Rise
Stories: 8.0
Taxes: $2,584
Year Built: 1976
SQFT (H&C): 489

Feature Descriptions

Accessibility: Accessible Hallway(s)
Association Amenities: Beach Rights
Community Features: Pool, Community Pool, Short Term Rental Allowed
HOA Fee: $525 Monthly
Interior Features: Tub Shower
Parcel#: 34994-168-000
Parking: Parking Lot
Parking Notes: Parking Lot
Pool: Community
Security: Smoke Detector(s)
Sewer: Public Sewer
Special View Info: Gulf
Utilities: Cable Connected
Waterfront: Shoreline - Sand

Room Sizes

Other: 0 X 0 Level - Third

Local Schools

High School: Arnold
Middle School: Breakfast Point
Elementary School: Breakfast Point

8817 S Thomas Drive, Unit A318 | MLS# 794952

This condo located at 8817 S Thomas Drive, Unit A318, Panama City Beach, FL 32408 is currently listed for sale with an asking price of $240,000. This property was built in 1976 and with 489 sq. ft. S Thomas Drive, Unit A318 is located in the Top Of The Gulf Condo subdivision. Search Top Of The Gulf Condo real estate on tkindos.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: Central Bay Realty and Property Management LLC

Shown By

Agent Name: Thom Kindos
Agent Phone: (850) 276-9007
Agency Title: Beachy Beach Real Estate

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 09/02/2026. The listing information on this page last changed on 09/02/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 09/02/2026 12:00:10 AM EST) or Emerald Coast MLS (last updated Tue 09/01/2026 11:55:26 PM EST) or Central Panhandle Association of Realtors (last updated Tue 09/01/2026 11:57:17 PM EST). Real estate listings held by brokerage firms other than Beachy Beach Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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